B
Wichita Falls Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
11.69
Leverage
Ratio
11.69
Return On
Assets
0.85%
Total
Assets
34.12M
Capital
3.89M
Total
Deposits
29.85M
Net
Income
201.00K
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Weiss Ratings Wichita Falls Federal Credit Union
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 5.90
Stability Index 5.00
Company Info Wichita Falls Federal Credit Union
Wichita Falls, TX 		Click to
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NCUA Charter Number 1456
Phone Number (940) 322-9328
Website wffedcu.com
Asset Quality Wichita Falls Federal Credit Union
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1-Year Asset Growth 14.95%
5-Year Asset Growth 4.77%
5-Year Charge-Offs to Average Loans 0.56%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.60%
Non-Performing Loans to Loans 0.12%
Balance Sheet Wichita Falls Federal Credit Union
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Total Assets 34.12M
Total Deposits 29.85M
Capital and Reserves Wichita Falls Federal Credit Union
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Capital 3.89M
Leverage Ratio 11.69
Loan Loss Reserves to Loans 1.20%
Liquidity Wichita Falls Federal Credit Union
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Hot Money Ratio 7.72%
Liquidity Ratio 17.91%
Profitability Wichita Falls Federal Credit Union
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5-Year Return on Average Assets 0.36%
Net Income 201.00K
Net Interest Spread 6.14%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 81.41%
Return on Assets 0.85%
Return on Equity 7.19%