Wichita Falls Federal Credit Union

Wichita Falls, TX

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
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Weiss Ratings	Wichita Falls Federal Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.60
Capitalization Index	10.00
Liquidity Index	4.30
Profitability Index	2.00
Stability Index	5.30

Company Info	Wichita Falls Federal Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1456
Phone Number	(940) 322-9328
Website	wffedcu.com

Asset Quality	Wichita Falls Federal Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.76%
5-Year Asset Growth	4.77%
5-Year Charge-Offs to Average Loans	0.56%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.26%
Non-Performing Loans to Capital	2.11%
Non-Performing Loans to Loans	0.34%

Balance Sheet	Wichita Falls Federal Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	31.22M
Total Deposits	27.13M

Capital and Reserves	Wichita Falls Federal Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Capital	3.68M
Leverage Ratio	12.09
Loan Loss Reserves to Loans	0.86%

Liquidity	Wichita Falls Federal Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.86%
Liquidity Ratio	15.91%

Profitability	Wichita Falls Federal Credit Union Wichita Falls, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.36%
Net Income	-14.00K
Net Interest Spread	5.99%
Operating Profit to Average Assets	0.18%
Overhead Efficiency Ratio	97.27%
Return on Assets	-0.18%
Return on Equity	-1.52%