| Weiss Ratings |
Houston Belt & Terminal Federal Credit Union
Humble, TX |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
Houston Belt & Terminal Federal Credit Union
Humble, TX |
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| NCUA Charter Number | 1457 | |||
| Phone Number | (281) 548-3377 | |||
| Website | www.hbtfcu.com | |||
| Asset Quality |
Houston Belt & Terminal Federal Credit Union
Humble, TX |
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| 1-Year Asset Growth | -6.15% | |||
| 5-Year Asset Growth | -3.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.50% | |||
| Non-Performing Assets to Assets | 1.23% | |||
| Non-Performing Loans to Capital | 10.56% | |||
| Non-Performing Loans to Loans | 5.42% | |||
| Balance Sheet |
Houston Belt & Terminal Federal Credit Union
Humble, TX |
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| Total Assets | 3.66M | |||
| Total Deposits | 2.13M | |||
| Capital and Reserves |
Houston Belt & Terminal Federal Credit Union
Humble, TX |
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| Capital | 1.49M | |||
| Leverage Ratio | 40.66 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Liquidity |
Houston Belt & Terminal Federal Credit Union
Humble, TX |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 28.01% | |||
| Profitability |
Houston Belt & Terminal Federal Credit Union
Humble, TX |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 62.00K | |||
| Net Interest Spread | 10.29% | |||
| Operating Profit to Average Assets | 3.43% | |||
| Overhead Efficiency Ratio | 75.81% | |||
| Return on Assets | 3.49% | |||
| Return on Equity | 8.37% | |||