C
San Mateo City Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
17.64
Leverage
Ratio
17.71
Return On
Assets
0.24%
Total
Assets
32.98M
Capital
5.82M
Total
Deposits
27.12M
Net
Income
63.00K
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Weiss Ratings San Mateo City Employees Federal Credit Union
San Mateo, CA 		Click to
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Rating C
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 7.90
Profitability Index 1.90
Stability Index 6.10
Company Info San Mateo City Employees Federal Credit Union
San Mateo, CA 		Click to
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NCUA Charter Number 1459
Phone Number (650) 522-7070
Website smcefcu.org
Asset Quality San Mateo City Employees Federal Credit Union
San Mateo, CA 		Click to
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1-Year Asset Growth -9.19%
5-Year Asset Growth 0.96%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 3.58%
Non-Performing Loans to Loans 3.96%
Balance Sheet San Mateo City Employees Federal Credit Union
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Total Assets 32.98M
Total Deposits 27.12M
Capital and Reserves San Mateo City Employees Federal Credit Union
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Capital 5.82M
Leverage Ratio 17.71
Loan Loss Reserves to Loans 0.45%
Liquidity San Mateo City Employees Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 50.37%
Profitability San Mateo City Employees Federal Credit Union
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5-Year Return on Average Assets 0.28%
Net Income 63.00K
Net Interest Spread 1.26%
Operating Profit to Average Assets 0.16%
Overhead Efficiency Ratio 87.31%
Return on Assets 0.24%
Return on Equity 1.46%