C
San Mateo City Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
15.39
Leverage
Ratio
15.39
Return On
Assets
-0.19%
Total
Assets
37.65M
Capital
5.79M
Total
Deposits
31.61M
Net
Income
-18.00K
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Weiss Ratings San Mateo City Employees Federal Credit Union
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Rating C
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 7.20
Profitability Index 1.60
Stability Index 7.10
Company Info San Mateo City Employees Federal Credit Union
San Mateo, CA 		Click to
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NCUA Charter Number 1459
Phone Number (650) 522-7070
Website smcefcu.org
Asset Quality San Mateo City Employees Federal Credit Union
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1-Year Asset Growth -7.18%
5-Year Asset Growth 2.76%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 3.37%
Non-Performing Loans to Loans 3.18%
Balance Sheet San Mateo City Employees Federal Credit Union
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Total Assets 37.65M
Total Deposits 31.61M
Capital and Reserves San Mateo City Employees Federal Credit Union
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Capital 5.79M
Leverage Ratio 15.39
Loan Loss Reserves to Loans 1.84%
Liquidity San Mateo City Employees Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 19.16%
Profitability San Mateo City Employees Federal Credit Union
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5-Year Return on Average Assets 0.49%
Net Income -18.00K
Net Interest Spread 0.61%
Operating Profit to Average Assets -0.19%
Overhead Efficiency Ratio 132.73%
Return on Assets -0.19%
Return on Equity -1.24%