B
TruNorth Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TruNorth Federal Credit Union
Ishpeming, MI
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Rating B
Asset Quality Index 10.00
Capitalization Index 6.40
Liquidity Index 4.10
Profitability Index 3.70
Stability Index 4.00
Company Info TruNorth Federal Credit Union
Ishpeming, MI
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NCUA Charter Number 1460
Phone Number (906) 485-5563
Website www.trunorthcu.org
Asset Quality TruNorth Federal Credit Union
Ishpeming, MI
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1-Year Asset Growth -7.18%
5-Year Asset Growth 5.98%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.62%
Non-Performing Loans to Loans 0.10%
Balance Sheet TruNorth Federal Credit Union
Ishpeming, MI
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Total Assets 193.18M
Total Deposits 175.07M
Capital and Reserves TruNorth Federal Credit Union
Ishpeming, MI
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Capital 17.02M
Leverage Ratio 9.79
Loan Loss Reserves to Loans 0.31%
Liquidity TruNorth Federal Credit Union
Ishpeming, MI
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Hot Money Ratio 4.14%
Liquidity Ratio 27.07%
Profitability TruNorth Federal Credit Union
Ishpeming, MI
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5-Year Return on Average Assets 0.24%
Net Income 690.00K
Net Interest Spread 3.35%
Operating Profit to Average Assets 0.61%
Overhead Efficiency Ratio 84.96%
Return on Assets 0.47%
Return on Equity 5.89%