| Weiss Ratings |
1st Northern California Credit Union
Martinez, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 8.00 | |||
| Company Info |
1st Northern California Credit Union
Martinez, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1461 | |||
| Phone Number | (925) 228-7550 | |||
| Website | www.1stnorcalcu.org | |||
| Asset Quality |
1st Northern California Credit Union
Martinez, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.89% | |||
| 5-Year Asset Growth | 2.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.24% | |||
| Non-Performing Loans to Loans | 0.06% | |||
| Balance Sheet |
1st Northern California Credit Union
Martinez, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 800.03M | |||
| Total Deposits | 693.46M | |||
| Capital and Reserves |
1st Northern California Credit Union
Martinez, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 94.95M | |||
| Leverage Ratio | 11.88 | |||
| Loan Loss Reserves to Loans | 0.32% | |||
| Liquidity |
1st Northern California Credit Union
Martinez, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 5.07% | |||
| Liquidity Ratio | 18.37% | |||
| Profitability |
1st Northern California Credit Union
Martinez, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | 4.13M | |||
| Net Interest Spread | 2.88% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 75.00% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 5.93% | |||