A
Washington County Teachers Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
15.03
Leverage
Ratio
15.03
Return On
Assets
1.06%
Total
Assets
93.01M
Capital
13.98M
Total
Deposits
78.92M
Net
Income
718.00K
My Lists My Alerts
Weiss Ratings Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.50
Profitability Index 7.10
Stability Index 8.20
Company Info Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 1464
Phone Number (301) 790-3131
Website www.wctfcu.net
Asset Quality Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 8.54%
5-Year Asset Growth 5.05%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 0.90%
Non-Performing Loans to Loans 0.40%
Balance Sheet Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 93.01M
Total Deposits 78.92M
Capital and Reserves Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 13.98M
Leverage Ratio 15.03
Loan Loss Reserves to Loans 0.11%
Liquidity Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 1.27%
Liquidity Ratio 60.13%
Profitability Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.70%
Net Income 718.00K
Net Interest Spread 4.03%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 59.19%
Return on Assets 1.06%
Return on Equity 7.06%