A
Washington County Teachers Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
15.23
Leverage
Ratio
15.23
Return On
Assets
1.37%
Total
Assets
85.69M
Capital
13.05M
Total
Deposits
72.39M
Net
Income
887.00K
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Weiss Ratings Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.30
Profitability Index 9.00
Stability Index 7.90
Company Info Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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NCUA Charter Number 1464
Phone Number (301) 790-3131
Website www.wctfcu.net
Asset Quality Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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1-Year Asset Growth 0.57%
5-Year Asset Growth 4.87%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.34%
Non-Performing Loans to Loans 0.57%
Balance Sheet Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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Total Assets 85.69M
Total Deposits 72.39M
Capital and Reserves Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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Capital 13.05M
Leverage Ratio 15.23
Loan Loss Reserves to Loans 0.13%
Liquidity Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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Hot Money Ratio 2.00%
Liquidity Ratio 64.21%
Profitability Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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5-Year Return on Average Assets 0.59%
Net Income 887.00K
Net Interest Spread 4.55%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 52.98%
Return on Assets 1.37%
Return on Equity 9.38%