A
Washington County Teachers Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
14.48
Leverage
Ratio
14.48
Return On
Assets
1.43%
Total
Assets
86.11M
Capital
12.47M
Total
Deposits
73.51M
Net
Income
306.00K
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Weiss Ratings Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.50
Profitability Index 8.40
Stability Index 7.80
Company Info Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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NCUA Charter Number 1464
Phone Number (301) 790-3131
Website www.wctfcu.net
Asset Quality Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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1-Year Asset Growth -1.68%
5-Year Asset Growth 4.87%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.77%
Non-Performing Loans to Loans 0.32%
Balance Sheet Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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Total Assets 86.11M
Total Deposits 73.51M
Capital and Reserves Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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Capital 12.47M
Leverage Ratio 14.48
Loan Loss Reserves to Loans 0.14%
Liquidity Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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Hot Money Ratio 1.72%
Liquidity Ratio 69.18%
Profitability Washington County Teachers Federal Credit Union
Hagerstown, MD 		Click to
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5-Year Return on Average Assets 0.59%
Net Income 306.00K
Net Interest Spread 4.51%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 54.08%
Return on Assets 1.43%
Return on Equity 9.94%