C
Waco Federal Credit Union
WacoTX
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Waco Federal Credit Union
Waco, TX
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Rating C
Asset Quality Index 7.50
Capitalization Index 6.20
Liquidity Index 6.50
Profitability Index 5.10
Stability Index 3.70
Company Info Waco Federal Credit Union
Waco, TX
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NCUA Charter Number 1465
Phone Number (254) 753-0361
Website www.wacofcu.org
Asset Quality Waco Federal Credit Union
Waco, TX
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1-Year Asset Growth -2.40%
5-Year Asset Growth 3.24%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 3.69%
Non-Performing Loans to Loans 0.82%
Balance Sheet Waco Federal Credit Union
Waco, TX
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Total Assets 19.01M
Total Deposits 17.10M
Capital and Reserves Waco Federal Credit Union
Waco, TX
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Capital 1.63M
Leverage Ratio 8.57
Loan Loss Reserves to Loans 0.29%
Liquidity Waco Federal Credit Union
Waco, TX
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Hot Money Ratio 3.30%
Liquidity Ratio 36.58%
Profitability Waco Federal Credit Union
Waco, TX
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5-Year Return on Average Assets 0.36%
Net Income 35.00K
Net Interest Spread 4.28%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 81.78%
Return on Assets 0.74%
Return on Equity 8.68%