| Weiss Ratings |
Waco Federal Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 6.50 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 4.30 | |||
| Company Info |
Waco Federal Credit Union
Waco, TX |
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| NCUA Charter Number | 1465 | |||
| Phone Number | (254) 753-0361 | |||
| Website | www.wacofcu.org | |||
| Asset Quality |
Waco Federal Credit Union
Waco, TX |
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| 1-Year Asset Growth | -3.10% | |||
| 5-Year Asset Growth | 3.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 2.55% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
Waco Federal Credit Union
Waco, TX |
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| Total Assets | 18.62M | |||
| Total Deposits | 16.80M | |||
| Capital and Reserves |
Waco Federal Credit Union
Waco, TX |
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| Capital | 1.71M | |||
| Leverage Ratio | 9.16 | |||
| Loan Loss Reserves to Loans | 0.27% | |||
| Liquidity |
Waco Federal Credit Union
Waco, TX |
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| Hot Money Ratio | 3.36% | |||
| Liquidity Ratio | 39.54% | |||
| Profitability |
Waco Federal Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | 112.00K | |||
| Net Interest Spread | 4.60% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 81.74% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 9.05% | |||