B
Founders Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Founders Federal Credit Union
Lancaster, SC
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 10.00
Stability Index 5.70
Company Info Founders Federal Credit Union
Lancaster, SC
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NCUA Charter Number 147
Phone Number (800) 845-1614
Website www.foundersfcu.com
Asset Quality Founders Federal Credit Union
Lancaster, SC
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1-Year Asset Growth 3.50%
5-Year Asset Growth 12.41%
5-Year Charge-Offs to Average Loans 0.65%
Charge-Offs to Average Loans 1.02%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 4.70%
Non-Performing Loans to Loans 0.77%
Balance Sheet Founders Federal Credit Union
Lancaster, SC
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Total Assets 4.99B
Total Deposits 4.24B
Capital and Reserves Founders Federal Credit Union
Lancaster, SC
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Capital 652.96M
Leverage Ratio 13.29
Loan Loss Reserves to Loans 1.95%
Liquidity Founders Federal Credit Union
Lancaster, SC
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Hot Money Ratio 16.49%
Liquidity Ratio 14.23%
Profitability Founders Federal Credit Union
Lancaster, SC
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5-Year Return on Average Assets 1.34%
Net Income 49.02M
Net Interest Spread 4.99%
Operating Profit to Average Assets 2.35%
Overhead Efficiency Ratio 61.92%
Return on Assets 1.34%
Return on Equity 10.58%