B
Merck Sharp & Dohme Federal Credit Union
Rating Date
May 2024
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Major Rating Factors: A current level of 1.5 percent of nonperforming loans to core capital combined with 1.3 percent from a year earlier contributes to the Excellent asset quality (10.0). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Good (5.7) profitability.
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10). Fair liquidity 4.6, driven by a liquidity ratio of 30.3 percent and a “hot money” ratio of 9.6 percent.
Asset Mix: Consumer loans (23%), home mtgs (10%), securities (6%), other (62%)
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Address
335 West Butler Avenue
Chalfont, PA 18914
Phone Number
(215) 996-3700
NCUA Charter Number