| Weiss Ratings |
Ventura County Credit Union
Ventura, CA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
Ventura County Credit Union
Ventura, CA |
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| NCUA Charter Number | 1491 | |||
| Phone Number | (805) 477-4000 | |||
| Website | www.vccuonline.net | |||
| Asset Quality |
Ventura County Credit Union
Ventura, CA |
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| 1-Year Asset Growth | 5.83% | |||
| 5-Year Asset Growth | 9.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.51% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 3.69% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Ventura County Credit Union
Ventura, CA |
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| Total Assets | 1.45B | |||
| Total Deposits | 1.30B | |||
| Capital and Reserves |
Ventura County Credit Union
Ventura, CA |
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| Capital | 123.53M | |||
| Leverage Ratio | 9.51 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Liquidity |
Ventura County Credit Union
Ventura, CA |
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| Hot Money Ratio | 19.61% | |||
| Liquidity Ratio | 18.94% | |||
| Profitability |
Ventura County Credit Union
Ventura, CA |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 3.66M | |||
| Net Interest Spread | 3.74% | |||
| Operating Profit to Average Assets | 1.33% | |||
| Overhead Efficiency Ratio | 72.30% | |||
| Return on Assets | 1.02% | |||
| Return on Equity | 12.08% | |||