| Weiss Ratings |
Ventura County Credit Union
Ventura, CA |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 6.70 | |||
| Company Info |
Ventura County Credit Union
Ventura, CA |
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| NCUA Charter Number | 1491 | |||
| Phone Number | (805) 477-4000 | |||
| Website | www.vccuonline.net | |||
| Asset Quality |
Ventura County Credit Union
Ventura, CA |
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| 1-Year Asset Growth | 2.63% | |||
| 5-Year Asset Growth | 9.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.50% | |||
| Non-Performing Assets to Assets | 1.30% | |||
| Non-Performing Loans to Capital | 13.37% | |||
| Non-Performing Loans to Loans | 1.91% | |||
| Balance Sheet |
Ventura County Credit Union
Ventura, CA |
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| Total Assets | 1.44B | |||
| Total Deposits | 1.29B | |||
| Capital and Reserves |
Ventura County Credit Union
Ventura, CA |
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| Capital | 127.45M | |||
| Leverage Ratio | 9.61 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Liquidity |
Ventura County Credit Union
Ventura, CA |
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| Hot Money Ratio | 18.09% | |||
| Liquidity Ratio | 19.50% | |||
| Profitability |
Ventura County Credit Union
Ventura, CA |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 7.26M | |||
| Net Interest Spread | 3.87% | |||
| Operating Profit to Average Assets | 1.40% | |||
| Overhead Efficiency Ratio | 68.31% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 11.77% | |||