| Weiss Ratings |
Ventura County Credit Union
Ventura, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 6.50 | |||
| Company Info |
Ventura County Credit Union
Ventura, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1491 | |||
| Phone Number | (805) 477-4000 | |||
| Website | www.vccuonline.net | |||
| Asset Quality |
Ventura County Credit Union
Ventura, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.89% | |||
| 5-Year Asset Growth | 9.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 9.05% | |||
| Non-Performing Loans to Loans | 1.23% | |||
| Balance Sheet |
Ventura County Credit Union
Ventura, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.37B | |||
| Total Deposits | 1.24B | |||
| Capital and Reserves |
Ventura County Credit Union
Ventura, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 108.20M | |||
| Leverage Ratio | 9.37 | |||
| Loan Loss Reserves to Loans | 1.37% | |||
| Liquidity |
Ventura County Credit Union
Ventura, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.93% | |||
| Liquidity Ratio | 19.28% | |||
| Profitability |
Ventura County Credit Union
Ventura, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 3.44M | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 66.35% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 12.94% | |||