| Weiss Ratings |
Ventura County Credit Union
Ventura, CA |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 5.70 | |||
| Company Info |
Ventura County Credit Union
Ventura, CA |
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| NCUA Charter Number | 1491 | |||
| Phone Number | (805) 477-4000 | |||
| Website | www.vccuonline.net | |||
| Asset Quality |
Ventura County Credit Union
Ventura, CA |
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| 1-Year Asset Growth | 1.19% | |||
| 5-Year Asset Growth | 9.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 3.21% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Ventura County Credit Union
Ventura, CA |
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| Total Assets | 1.43B | |||
| Total Deposits | 1.27B | |||
| Capital and Reserves |
Ventura County Credit Union
Ventura, CA |
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| Capital | 131.68M | |||
| Leverage Ratio | 9.83 | |||
| Loan Loss Reserves to Loans | 1.37% | |||
| Liquidity |
Ventura County Credit Union
Ventura, CA |
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| Hot Money Ratio | 19.06% | |||
| Liquidity Ratio | 18.69% | |||
| Profitability |
Ventura County Credit Union
Ventura, CA |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 9.59M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 70.55% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 10.19% | |||