B
Walled Lake Schools Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
13.46
Leverage
Ratio
13.89
Return On
Assets
0.15%
Total
Assets
134.72M
Capital
18.13M
Total
Deposits
116.01M
Net
Income
155.00K
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Weiss Ratings Walled Lake Schools Federal Credit Union
Walled Lake, MI 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 0.90
Stability Index 8.10
Company Info Walled Lake Schools Federal Credit Union
Walled Lake, MI 		Click to
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NCUA Charter Number 1494
Phone Number (248) 624-5222
Website www.wlsfcu.com
Asset Quality Walled Lake Schools Federal Credit Union
Walled Lake, MI 		Click to
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1-Year Asset Growth 0.23%
5-Year Asset Growth 3.36%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.68%
Non-Performing Loans to Loans 0.97%
Balance Sheet Walled Lake Schools Federal Credit Union
Walled Lake, MI 		Click to
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Total Assets 134.72M
Total Deposits 116.01M
Capital and Reserves Walled Lake Schools Federal Credit Union
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Capital 18.13M
Leverage Ratio 13.89
Loan Loss Reserves to Loans 0.18%
Liquidity Walled Lake Schools Federal Credit Union
Walled Lake, MI 		Click to
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Hot Money Ratio 5.86%
Liquidity Ratio 30.50%
Profitability Walled Lake Schools Federal Credit Union
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5-Year Return on Average Assets 0.58%
Net Income 155.00K
Net Interest Spread 0.47%
Operating Profit to Average Assets 0.17%
Overhead Efficiency Ratio 61.14%
Return on Assets 0.15%
Return on Equity 1.25%