B
Walled Lake Schools Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.28
Leverage
Ratio
13.42
Return On
Assets
0.76%
Total
Assets
136.12M
Capital
16.71M
Total
Deposits
118.51M
Net
Income
513.00K
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Weiss Ratings Walled Lake Schools Federal Credit Union
Walled Lake, MI 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.00
Profitability Index 2.70
Stability Index 8.10
Company Info Walled Lake Schools Federal Credit Union
Walled Lake, MI 		Click to
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NCUA Charter Number 1494
Phone Number (248) 624-5222
Website www.wlsfcu.com
Asset Quality Walled Lake Schools Federal Credit Union
Walled Lake, MI 		Click to
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1-Year Asset Growth -1.21%
5-Year Asset Growth 3.36%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.69%
Non-Performing Loans to Loans 0.35%
Balance Sheet Walled Lake Schools Federal Credit Union
Walled Lake, MI 		Click to
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Total Assets 136.12M
Total Deposits 118.51M
Capital and Reserves Walled Lake Schools Federal Credit Union
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Capital 16.71M
Leverage Ratio 13.42
Loan Loss Reserves to Loans 0.18%
Liquidity Walled Lake Schools Federal Credit Union
Walled Lake, MI 		Click to
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Hot Money Ratio 6.13%
Liquidity Ratio 37.73%
Profitability Walled Lake Schools Federal Credit Union
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5-Year Return on Average Assets 0.58%
Net Income 513.00K
Net Interest Spread 3.66%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 85.71%
Return on Assets 0.76%
Return on Equity 6.38%