C
NorState Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings NorState Federal Credit Union
Madawaska, ME
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Rating C
Asset Quality Index 6.20
Capitalization Index 9.50
Liquidity Index 2.50
Profitability Index 1.40
Stability Index 6.10
Company Info NorState Federal Credit Union
Madawaska, ME
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NCUA Charter Number 150
Phone Number (207) 728-7555
Website www.norstatefcu.org
Asset Quality NorState Federal Credit Union
Madawaska, ME
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1-Year Asset Growth 6.45%
5-Year Asset Growth 6.19%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 1.57%
Non-Performing Loans to Capital 13.88%
Non-Performing Loans to Loans 2.11%
Balance Sheet NorState Federal Credit Union
Madawaska, ME
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Total Assets 278.16M
Total Deposits 244.31M
Capital and Reserves NorState Federal Credit Union
Madawaska, ME
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Capital 29.23M
Leverage Ratio 11.52
Loan Loss Reserves to Loans 1.09%
Liquidity NorState Federal Credit Union
Madawaska, ME
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Hot Money Ratio 18.22%
Liquidity Ratio 18.23%
Profitability NorState Federal Credit Union
Madawaska, ME
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5-Year Return on Average Assets 0.51%
Net Income -416.00K
Net Interest Spread 3.66%
Operating Profit to Average Assets -0.23%
Overhead Efficiency Ratio 105.52%
Return on Assets -0.30%
Return on Equity -2.84%