LOC Credit Union
| Weiss Ratings |
LOC Credit Union
Farmington, MI |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 4.80 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 4.60 | |||
| Company Info |
LOC Credit Union
Farmington, MI |
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| NCUA Charter Number | 1501 | |||
| Phone Number | (248) 474-2200 | |||
| Website | www.loccreditunion.com | |||
| Asset Quality |
LOC Credit Union
Farmington, MI |
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| 1-Year Asset Growth | -2.05% | |||
| 5-Year Asset Growth | 15.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 2.71% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
LOC Credit Union
Farmington, MI |
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| Total Assets | 441.54M | |||
| Total Deposits | 404.81M | |||
| Capital and Reserves |
LOC Credit Union
Farmington, MI |
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| Capital | 31.50M | |||
| Leverage Ratio | 9.07 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Liquidity |
LOC Credit Union
Farmington, MI |
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| Hot Money Ratio | 3.67% | |||
| Liquidity Ratio | 19.77% | |||
| Profitability |
LOC Credit Union
Farmington, MI |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 800.00K | |||
| Net Interest Spread | 3.59% | |||
| Operating Profit to Average Assets | 0.82% | |||
| Overhead Efficiency Ratio | 80.31% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 10.28% | |||