LOC Credit Union
| Weiss Ratings |
LOC Credit Union
Farmington, MI |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 5.70 | |||
| Company Info |
LOC Credit Union
Farmington, MI |
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| NCUA Charter Number | 1501 | |||
| Phone Number | (248) 474-2200 | |||
| Website | www.loccreditunion.com | |||
| Asset Quality |
LOC Credit Union
Farmington, MI |
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| 1-Year Asset Growth | 4.08% | |||
| 5-Year Asset Growth | 14.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.83% | |||
| Non-Performing Loans to Loans | 0.49% | |||
| Balance Sheet |
LOC Credit Union
Farmington, MI |
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| Total Assets | 462.49M | |||
| Total Deposits | 413.46M | |||
| Capital and Reserves |
LOC Credit Union
Farmington, MI |
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| Capital | 43.04M | |||
| Leverage Ratio | 9.88 | |||
| Loan Loss Reserves to Loans | 0.39% | |||
| Liquidity |
LOC Credit Union
Farmington, MI |
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| Hot Money Ratio | 6.37% | |||
| Liquidity Ratio | 16.71% | |||
| Profitability |
LOC Credit Union
Farmington, MI |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 3.06M | |||
| Net Interest Spread | 4.09% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 79.56% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 10.20% | |||