B
Home Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Home Federal Credit Union
Clarksburg, WV
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 2.80
Stability Index 7.30
Company Info Home Federal Credit Union
Clarksburg, WV
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NCUA Charter Number 1507
Phone Number (304) 623-6800
Website www.homefcu.org
Asset Quality Home Federal Credit Union
Clarksburg, WV
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1-Year Asset Growth 5.59%
5-Year Asset Growth 4.31%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 0.95%
Non-Performing Loans to Loans 0.22%
Balance Sheet Home Federal Credit Union
Clarksburg, WV
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Total Assets 36.03M
Total Deposits 30.87M
Capital and Reserves Home Federal Credit Union
Clarksburg, WV
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Capital 5.14M
Leverage Ratio 14.26
Loan Loss Reserves to Loans 0.50%
Liquidity Home Federal Credit Union
Clarksburg, WV
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Hot Money Ratio 8.33%
Liquidity Ratio 28.09%
Profitability Home Federal Credit Union
Clarksburg, WV
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5-Year Return on Average Assets 0.32%
Net Income 18.00K
Net Interest Spread 3.84%
Operating Profit to Average Assets 0.37%
Overhead Efficiency Ratio 91.18%
Return on Assets 0.20%
Return on Equity 1.40%