| Weiss Ratings |
ACT 1st Federal Credit Union
La Vale, MD |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 4.40 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 2.10 | |||
| Company Info |
ACT 1st Federal Credit Union
La Vale, MD |
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| NCUA Charter Number | 1508 | |||
| Phone Number | (301) 729-8015 | |||
| Website | www.act1stfcu.org | |||
| Asset Quality |
ACT 1st Federal Credit Union
La Vale, MD |
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| 1-Year Asset Growth | -2.37% | |||
| 5-Year Asset Growth | 4.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.56% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 5.96% | |||
| Non-Performing Loans to Loans | 0.61% | |||
| Balance Sheet |
ACT 1st Federal Credit Union
La Vale, MD |
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| Total Assets | 146.73M | |||
| Total Deposits | 136.41M | |||
| Capital and Reserves |
ACT 1st Federal Credit Union
La Vale, MD |
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| Capital | 9.94M | |||
| Leverage Ratio | 6.77 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
ACT 1st Federal Credit Union
La Vale, MD |
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| Hot Money Ratio | 18.68% | |||
| Liquidity Ratio | 17.99% | |||
| Profitability |
ACT 1st Federal Credit Union
La Vale, MD |
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| 5-Year Return on Average Assets | -0.25% | |||
| Net Income | 76.00K | |||
| Net Interest Spread | 3.52% | |||
| Operating Profit to Average Assets | 0.30% | |||
| Overhead Efficiency Ratio | 92.23% | |||
| Return on Assets | 0.21% | |||
| Return on Equity | 3.07% | |||