| Weiss Ratings |
ACT 1st Federal Credit Union
La Vale, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 4.90 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 0.20 | |||
| Stability Index | 3.10 | |||
| Company Info |
ACT 1st Federal Credit Union
La Vale, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1508 | |||
| Phone Number | (301) 729-8015 | |||
| Website | www.act1stfcu.org | |||
| Asset Quality |
ACT 1st Federal Credit Union
La Vale, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.60% | |||
| 5-Year Asset Growth | 1.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.55% | |||
| Charge-Offs to Average Loans | 1.06% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 9.42% | |||
| Non-Performing Loans to Loans | 1.00% | |||
| Balance Sheet |
ACT 1st Federal Credit Union
La Vale, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 144.38M | |||
| Total Deposits | 133.81M | |||
| Capital and Reserves |
ACT 1st Federal Credit Union
La Vale, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 10.44M | |||
| Leverage Ratio | 7.23 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
ACT 1st Federal Credit Union
La Vale, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.98% | |||
| Liquidity Ratio | 21.06% | |||
| Profitability |
ACT 1st Federal Credit Union
La Vale, MD |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.21% | |||
| Net Income | -5.00K | |||
| Net Interest Spread | 4.39% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 76.49% | |||
| Return on Assets | -0.01% | |||
| Return on Equity | -0.19% | |||