| Weiss Ratings |
ACT 1st Federal Credit Union
La Vale, MD |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 3.90 | |||
| Company Info |
ACT 1st Federal Credit Union
La Vale, MD |
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| NCUA Charter Number | 1508 | |||
| Phone Number | (301) 729-8015 | |||
| Website | www.act1stfcu.org | |||
| Asset Quality |
ACT 1st Federal Credit Union
La Vale, MD |
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| 1-Year Asset Growth | 0.31% | |||
| 5-Year Asset Growth | 1.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.55% | |||
| Charge-Offs to Average Loans | 0.68% | |||
| Non-Performing Assets to Assets | 0.93% | |||
| Non-Performing Loans to Capital | 10.76% | |||
| Non-Performing Loans to Loans | 1.24% | |||
| Balance Sheet |
ACT 1st Federal Credit Union
La Vale, MD |
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| Total Assets | 143.81M | |||
| Total Deposits | 132.16M | |||
| Capital and Reserves |
ACT 1st Federal Credit Union
La Vale, MD |
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| Capital | 11.25M | |||
| Leverage Ratio | 7.83 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Liquidity |
ACT 1st Federal Credit Union
La Vale, MD |
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| Hot Money Ratio | 17.78% | |||
| Liquidity Ratio | 21.90% | |||
| Profitability |
ACT 1st Federal Credit Union
La Vale, MD |
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| 5-Year Return on Average Assets | -0.21% | |||
| Net Income | 805.00K | |||
| Net Interest Spread | 4.84% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 70.83% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 10.05% | |||