| Weiss Ratings |
ACT 1st Federal Credit Union
La Vale, MD |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 5.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 3.10 | |||
| Company Info |
ACT 1st Federal Credit Union
La Vale, MD |
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| NCUA Charter Number | 1508 | |||
| Phone Number | (301) 729-8015 | |||
| Website | www.act1stfcu.org | |||
| Asset Quality |
ACT 1st Federal Credit Union
La Vale, MD |
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| 1-Year Asset Growth | 2.79% | |||
| 5-Year Asset Growth | 1.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.55% | |||
| Charge-Offs to Average Loans | 0.83% | |||
| Non-Performing Assets to Assets | 1.04% | |||
| Non-Performing Loans to Capital | 12.75% | |||
| Non-Performing Loans to Loans | 1.40% | |||
| Balance Sheet |
ACT 1st Federal Credit Union
La Vale, MD |
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| Total Assets | 146.24M | |||
| Total Deposits | 135.18M | |||
| Capital and Reserves |
ACT 1st Federal Credit Union
La Vale, MD |
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| Capital | 10.74M | |||
| Leverage Ratio | 7.34 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Liquidity |
ACT 1st Federal Credit Union
La Vale, MD |
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| Hot Money Ratio | 16.56% | |||
| Liquidity Ratio | 23.45% | |||
| Profitability |
ACT 1st Federal Credit Union
La Vale, MD |
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| 5-Year Return on Average Assets | -0.21% | |||
| Net Income | 287.00K | |||
| Net Interest Spread | 4.65% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 73.20% | |||
| Return on Assets | 0.40% | |||
| Return on Equity | 5.46% | |||