E
The First Financial Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First Financial Federal Credit Union
Montclair, CA
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Rating E
Asset Quality Index 0.30
Capitalization Index 0.00
Liquidity Index 3.20
Profitability Index 1.50
Stability Index 2.20
Company Info The First Financial Federal Credit Union
Montclair, CA
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NCUA Charter Number 151
Phone Number (800) 537-8491
Website www.ffcu.org
Asset Quality The First Financial Federal Credit Union
Montclair, CA
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1-Year Asset Growth -7.01%
5-Year Asset Growth 6.00%
5-Year Charge-Offs to Average Loans 0.56%
Charge-Offs to Average Loans 0.93%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 51.01%
Non-Performing Loans to Loans 0.62%
Balance Sheet The First Financial Federal Credit Union
Montclair, CA
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Total Assets 754.99M
Total Deposits 698.04M
Capital and Reserves The First Financial Federal Credit Union
Montclair, CA
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Capital 2.29M
Leverage Ratio 7.67
Loan Loss Reserves to Loans 0.70%
Liquidity The First Financial Federal Credit Union
Montclair, CA
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Hot Money Ratio 9.39%
Liquidity Ratio 11.46%
Profitability The First Financial Federal Credit Union
Montclair, CA
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5-Year Return on Average Assets 0.41%
Net Income -257.00K
Net Interest Spread 3.23%
Operating Profit to Average Assets 0.29%
Overhead Efficiency Ratio 93.27%
Return on Assets -0.13%
Return on Equity -20.70%