WEPCO Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 15.1 and a net worth ratio of 15.1. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.7 has resulted in Excellent (9.8) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.6 on a scale of 0 to 10). A current level of 3.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.1).
Asset Mix:
Consumer loans (50%), home mtgs (8%), other (41%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
204 North Branch Avenue
Bloomington, MD 21523
Bloomington, MD 21523
Phone Number
(301) 359-3081
NCUA Charter Number
Website
Largest Competitors
Upper Marlboro, MD
Linthicum, MD
Laurel, MD
Edgewood, MD
Suitland, MD