B
Franklin Johnstown Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Franklin Johnstown Federal Credit Union
Johnstown, PA
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 6.50
Stability Index 5.60
Company Info Franklin Johnstown Federal Credit Union
Johnstown, PA
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NCUA Charter Number 1518
Phone Number (814) 262-9117
Website www.franklinjohnstown.com/
Asset Quality Franklin Johnstown Federal Credit Union
Johnstown, PA
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1-Year Asset Growth 0.41%
5-Year Asset Growth 2.78%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.38%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.15%
Non-Performing Loans to Loans 0.46%
Balance Sheet Franklin Johnstown Federal Credit Union
Johnstown, PA
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Total Assets 36.58M
Total Deposits 32.12M
Capital and Reserves Franklin Johnstown Federal Credit Union
Johnstown, PA
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Capital 4.44M
Leverage Ratio 13.68
Loan Loss Reserves to Loans 1.53%
Liquidity Franklin Johnstown Federal Credit Union
Johnstown, PA
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Hot Money Ratio 0.00%
Liquidity Ratio 19.56%
Profitability Franklin Johnstown Federal Credit Union
Johnstown, PA
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5-Year Return on Average Assets 0.39%
Net Income 238.00K
Net Interest Spread 4.49%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 74.44%
Return on Assets 0.86%
Return on Equity 7.73%