| Weiss Ratings |
Georgia's Own Credit Union
Atlanta, GA |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 4.00 | |||
| Company Info |
Georgia's Own Credit Union
Atlanta, GA |
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| NCUA Charter Number | 152 | |||
| Phone Number | (404) 874-1166 | |||
| Website | www.georgiasown.org | |||
| Asset Quality |
Georgia's Own Credit Union
Atlanta, GA |
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| 1-Year Asset Growth | 1.44% | |||
| 5-Year Asset Growth | 10.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.90% | |||
| Charge-Offs to Average Loans | 1.21% | |||
| Non-Performing Assets to Assets | 1.31% | |||
| Non-Performing Loans to Capital | 14.16% | |||
| Non-Performing Loans to Loans | 1.64% | |||
| Balance Sheet |
Georgia's Own Credit Union
Atlanta, GA |
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| Total Assets | 4.29B | |||
| Total Deposits | 3.57B | |||
| Capital and Reserves |
Georgia's Own Credit Union
Atlanta, GA |
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| Capital | 356.25M | |||
| Leverage Ratio | 10.48 | |||
| Loan Loss Reserves to Loans | 1.43% | |||
| Liquidity |
Georgia's Own Credit Union
Atlanta, GA |
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| Hot Money Ratio | 11.99% | |||
| Liquidity Ratio | 7.96% | |||
| Profitability |
Georgia's Own Credit Union
Atlanta, GA |
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| 5-Year Return on Average Assets | 0.29% | |||
| Net Income | 12.48M | |||
| Net Interest Spread | 4.22% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 72.20% | |||
| Return on Assets | 0.59% | |||
| Return on Equity | 7.19% | |||