E
Cencap Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cencap Federal Credit Union
Hartford, CT
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Rating E
Asset Quality Index 3.70
Capitalization Index 2.00
Liquidity Index 5.20
Profitability Index 1.20
Stability Index 0.00
Company Info Cencap Federal Credit Union
Hartford, CT
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NCUA Charter Number 1521
Phone Number (860) 722-8110
Website www.cencap.com
Asset Quality Cencap Federal Credit Union
Hartford, CT
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1-Year Asset Growth -7.94%
5-Year Asset Growth -1.16%
5-Year Charge-Offs to Average Loans 0.85%
Charge-Offs to Average Loans 1.21%
Non-Performing Assets to Assets 1.50%
Non-Performing Loans to Capital 25.29%
Non-Performing Loans to Loans 2.43%
Balance Sheet Cencap Federal Credit Union
Hartford, CT
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Total Assets 38.53M
Total Deposits 36.55M
Capital and Reserves Cencap Federal Credit Union
Hartford, CT
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Capital 1.88M
Leverage Ratio 5.38
Loan Loss Reserves to Loans 1.68%
Liquidity Cencap Federal Credit Union
Hartford, CT
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Hot Money Ratio 7.76%
Liquidity Ratio 36.39%
Profitability Cencap Federal Credit Union
Hartford, CT
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5-Year Return on Average Assets -0.11%
Net Income -271.00K
Net Interest Spread 6.16%
Operating Profit to Average Assets -2.82%
Overhead Efficiency Ratio 133.92%
Return on Assets -2.82%
Return on Equity -53.80%