B
United Community Credit Union
HoustonTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Credit Union
Houston, TX
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Rating B
Asset Quality Index 6.00
Capitalization Index 9.20
Liquidity Index 3.30
Profitability Index 6.20
Stability Index 6.30
Company Info United Community Credit Union
Houston, TX
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NCUA Charter Number 1522
Phone Number (713) 674-5778
Website www.unitedccu.com
Asset Quality United Community Credit Union
Houston, TX
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1-Year Asset Growth 1.09%
5-Year Asset Growth 4.30%
5-Year Charge-Offs to Average Loans 0.65%
Charge-Offs to Average Loans 1.18%
Non-Performing Assets to Assets 0.86%
Non-Performing Loans to Capital 7.33%
Non-Performing Loans to Loans 1.21%
Balance Sheet United Community Credit Union
Houston, TX
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Total Assets 126.31M
Total Deposits 111.51M
Capital and Reserves United Community Credit Union
Houston, TX
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Capital 13.91M
Leverage Ratio 11.51
Loan Loss Reserves to Loans 1.07%
Liquidity United Community Credit Union
Houston, TX
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Hot Money Ratio 6.67%
Liquidity Ratio 8.99%
Profitability United Community Credit Union
Houston, TX
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5-Year Return on Average Assets 0.64%
Net Income 486.00K
Net Interest Spread 5.52%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 82.88%
Return on Assets 0.51%
Return on Equity 4.77%