| Weiss Ratings |
United Community Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 6.20 | |||
| Company Info |
United Community Credit Union
Houston, TX |
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| NCUA Charter Number | 1522 | |||
| Phone Number | (713) 674-5778 | |||
| Website | www.unitedccu.com | |||
| Asset Quality |
United Community Credit Union
Houston, TX |
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| 1-Year Asset Growth | 3.60% | |||
| 5-Year Asset Growth | 4.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.65% | |||
| Charge-Offs to Average Loans | 1.21% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 10.21% | |||
| Non-Performing Loans to Loans | 1.62% | |||
| Balance Sheet |
United Community Credit Union
Houston, TX |
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| Total Assets | 129.26M | |||
| Total Deposits | 115.32M | |||
| Capital and Reserves |
United Community Credit Union
Houston, TX |
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| Capital | 13.69M | |||
| Leverage Ratio | 11.12 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
United Community Credit Union
Houston, TX |
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| Hot Money Ratio | 5.95% | |||
| Liquidity Ratio | 16.32% | |||
| Profitability |
United Community Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 329.00K | |||
| Net Interest Spread | 5.47% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 85.95% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 4.88% | |||