B
Mid-State Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Mid-State Federal Credit Union
Carteret, NJ
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 3.20
Stability Index 6.80
Company Info Mid-State Federal Credit Union
Carteret, NJ
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NCUA Charter Number 1523
Phone Number (732) 541-4151
Website midstatefcu.org
Asset Quality Mid-State Federal Credit Union
Carteret, NJ
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1-Year Asset Growth 12.77%
5-Year Asset Growth 1.90%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 0.84%
Non-Performing Loans to Loans 0.48%
Balance Sheet Mid-State Federal Credit Union
Carteret, NJ
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Total Assets 23.41M
Total Deposits 19.12M
Capital and Reserves Mid-State Federal Credit Union
Carteret, NJ
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Capital 3.40M
Leverage Ratio 14.50
Loan Loss Reserves to Loans 4.81%
Liquidity Mid-State Federal Credit Union
Carteret, NJ
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Hot Money Ratio 6.79%
Liquidity Ratio 18.05%
Profitability Mid-State Federal Credit Union
Carteret, NJ
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5-Year Return on Average Assets 1.24%
Net Income 50.00K
Net Interest Spread 5.92%
Operating Profit to Average Assets 0.44%
Overhead Efficiency Ratio 91.44%
Return on Assets 0.44%
Return on Equity 3.03%