B
Mid-State Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mid-State Federal Credit Union
Carteret, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.60
Profitability Index 6.50
Stability Index 5.70
Company Info Mid-State Federal Credit Union
Carteret, NJ
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1523
Phone Number (732) 541-4151
Website midstatefcu.org
Asset Quality Mid-State Federal Credit Union
Carteret, NJ
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 13.21%
5-Year Asset Growth 1.90%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.66%
Non-Performing Loans to Loans 0.41%
Balance Sheet Mid-State Federal Credit Union
Carteret, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 23.39M
Total Deposits 19.08M
Capital and Reserves Mid-State Federal Credit Union
Carteret, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Capital 3.49M
Leverage Ratio 14.90
Loan Loss Reserves to Loans 4.74%
Liquidity Mid-State Federal Credit Union
Carteret, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 6.80%
Liquidity Ratio 20.37%
Profitability Mid-State Federal Credit Union
Carteret, NJ
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.24%
Net Income 140.00K
Net Interest Spread 5.68%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 84.39%
Return on Assets 0.81%
Return on Equity 5.57%