B
Mid-State Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mid-State Federal Credit Union
Carteret, NJ
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 7.40
Stability Index 6.30
Company Info Mid-State Federal Credit Union
Carteret, NJ
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NCUA Charter Number 1523
Phone Number (732) 541-4151
Website midstatefcu.org
Asset Quality Mid-State Federal Credit Union
Carteret, NJ
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1-Year Asset Growth 10.81%
5-Year Asset Growth 1.90%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.54%
Non-Performing Loans to Loans 0.30%
Balance Sheet Mid-State Federal Credit Union
Carteret, NJ
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Total Assets 23.66M
Total Deposits 19.22M
Capital and Reserves Mid-State Federal Credit Union
Carteret, NJ
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Capital 3.40M
Leverage Ratio 15.47
Loan Loss Reserves to Loans 4.68%
Liquidity Mid-State Federal Credit Union
Carteret, NJ
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Hot Money Ratio 6.75%
Liquidity Ratio 17.41%
Profitability Mid-State Federal Credit Union
Carteret, NJ
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5-Year Return on Average Assets 1.24%
Net Income 53.00K
Net Interest Spread 5.73%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 81.60%
Return on Assets 0.96%
Return on Equity 6.61%