E
Sorg Bay West Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sorg Bay West Federal Credit Union
Middletown, OH
Click to
Compare
Click to
Compare
Click to
Compare
Rating E
Asset Quality Index 0.00
Capitalization Index 1.20
Liquidity Index 3.70
Profitability Index 3.10
Stability Index 1.10
Company Info Sorg Bay West Federal Credit Union
Middletown, OH
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1528
Phone Number (513) 422-8697
Website www.sorgbaywest.com/
Asset Quality Sorg Bay West Federal Credit Union
Middletown, OH
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.24%
5-Year Asset Growth 5.46%
5-Year Charge-Offs to Average Loans 0.72%
Charge-Offs to Average Loans 2.19%
Non-Performing Assets to Assets 5.05%
Non-Performing Loans to Capital 76.32%
Non-Performing Loans to Loans 4.33%
Balance Sheet Sorg Bay West Federal Credit Union
Middletown, OH
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 11.74M
Total Deposits 11.06M
Capital and Reserves Sorg Bay West Federal Credit Union
Middletown, OH
Click to
Compare
Click to
Compare
Click to
Compare
Capital 534.00K
Leverage Ratio 4.75
Loan Loss Reserves to Loans 2.84%
Liquidity Sorg Bay West Federal Credit Union
Middletown, OH
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 26.86%
Liquidity Ratio 23.76%
Profitability Sorg Bay West Federal Credit Union
Middletown, OH
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.04%
Net Income -161.00K
Net Interest Spread 4.94%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 81.00%
Return on Assets -1.82%
Return on Equity -33.91%