| Weiss Ratings |
Gerber Federal Credit Union
Fremont, MI |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 5.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 4.60 | |||
| Company Info |
Gerber Federal Credit Union
Fremont, MI |
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| NCUA Charter Number | 1533 | |||
| Phone Number | (231) 924-4880 | |||
| Website | www.gerberfcu.com | |||
| Asset Quality |
Gerber Federal Credit Union
Fremont, MI |
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| 1-Year Asset Growth | 1.60% | |||
| 5-Year Asset Growth | 8.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 5.33% | |||
| Non-Performing Loans to Loans | 0.69% | |||
| Balance Sheet |
Gerber Federal Credit Union
Fremont, MI |
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| Total Assets | 229.83M | |||
| Total Deposits | 211.29M | |||
| Capital and Reserves |
Gerber Federal Credit Union
Fremont, MI |
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| Capital | 16.85M | |||
| Leverage Ratio | 9.58 | |||
| Loan Loss Reserves to Loans | 0.54% | |||
| Liquidity |
Gerber Federal Credit Union
Fremont, MI |
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| Hot Money Ratio | 6.97% | |||
| Liquidity Ratio | 20.06% | |||
| Profitability |
Gerber Federal Credit Union
Fremont, MI |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 219.00K | |||
| Net Interest Spread | 2.80% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 83.77% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 5.25% | |||