| Weiss Ratings |
Gerber Federal Credit Union
Fremont, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 5.40 | |||
| Company Info |
Gerber Federal Credit Union
Fremont, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1533 | |||
| Phone Number | (231) 924-4880 | |||
| Website | www.gerberfcu.com | |||
| Asset Quality |
Gerber Federal Credit Union
Fremont, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.45% | |||
| 5-Year Asset Growth | 7.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 4.69% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
Gerber Federal Credit Union
Fremont, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 246.90M | |||
| Total Deposits | 223.60M | |||
| Capital and Reserves |
Gerber Federal Credit Union
Fremont, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 21.15M | |||
| Leverage Ratio | 9.66 | |||
| Loan Loss Reserves to Loans | 0.67% | |||
| Liquidity |
Gerber Federal Credit Union
Fremont, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 8.46% | |||
| Liquidity Ratio | 28.76% | |||
| Profitability |
Gerber Federal Credit Union
Fremont, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.58% | |||
| Net Income | 856.00K | |||
| Net Interest Spread | 3.11% | |||
| Operating Profit to Average Assets | 0.97% | |||
| Overhead Efficiency Ratio | 77.99% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 8.40% | |||