| Weiss Ratings |
Gerber Federal Credit Union
Fremont, MI |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 5.60 | |||
| Company Info |
Gerber Federal Credit Union
Fremont, MI |
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| NCUA Charter Number | 1533 | |||
| Phone Number | (231) 924-4880 | |||
| Website | www.gerberfcu.com | |||
| Asset Quality |
Gerber Federal Credit Union
Fremont, MI |
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| 1-Year Asset Growth | 5.77% | |||
| 5-Year Asset Growth | 7.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.33% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 3.58% | |||
| Non-Performing Loans to Loans | 0.61% | |||
| Balance Sheet |
Gerber Federal Credit Union
Fremont, MI |
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| Total Assets | 248.80M | |||
| Total Deposits | 222.67M | |||
| Capital and Reserves |
Gerber Federal Credit Union
Fremont, MI |
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| Capital | 22.81M | |||
| Leverage Ratio | 9.95 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Liquidity |
Gerber Federal Credit Union
Fremont, MI |
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| Hot Money Ratio | 9.32% | |||
| Liquidity Ratio | 24.82% | |||
| Profitability |
Gerber Federal Credit Union
Fremont, MI |
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| 5-Year Return on Average Assets | 0.58% | |||
| Net Income | 1.77M | |||
| Net Interest Spread | 3.21% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 74.39% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 11.27% | |||