C
Artesian Federal Credit Union
AlbanyGA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Artesian Federal Credit Union
Albany, GA
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Rating C
Asset Quality Index 3.60
Capitalization Index 8.40
Liquidity Index 4.20
Profitability Index 0.60
Stability Index 3.40
Company Info Artesian Federal Credit Union
Albany, GA
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NCUA Charter Number 1536
Phone Number (229) 436-0869
Website www.artesianfcu.org
Asset Quality Artesian Federal Credit Union
Albany, GA
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1-Year Asset Growth -4.66%
5-Year Asset Growth 8.35%
5-Year Charge-Offs to Average Loans 0.71%
Charge-Offs to Average Loans 0.65%
Non-Performing Assets to Assets 1.92%
Non-Performing Loans to Capital 17.22%
Non-Performing Loans to Loans 2.34%
Balance Sheet Artesian Federal Credit Union
Albany, GA
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Total Assets 32.38M
Total Deposits 28.90M
Capital and Reserves Artesian Federal Credit Union
Albany, GA
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Capital 3.38M
Leverage Ratio 10.43
Loan Loss Reserves to Loans 1.11%
Liquidity Artesian Federal Credit Union
Albany, GA
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Hot Money Ratio 22.17%
Liquidity Ratio 29.48%
Profitability Artesian Federal Credit Union
Albany, GA
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5-Year Return on Average Assets -0.13%
Net Income -45.00K
Net Interest Spread 4.08%
Operating Profit to Average Assets -0.26%
Overhead Efficiency Ratio 106.95%
Return on Assets -0.56%
Return on Equity -5.29%