B
VAPR Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings VAPR Federal Credit Union
Guaynabo, PR
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Rating B
Asset Quality Index 8.90
Capitalization Index 6.30
Liquidity Index 3.40
Profitability Index 8.70
Stability Index 5.40
Company Info VAPR Federal Credit Union
Guaynabo, PR
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NCUA Charter Number 1543
Phone Number (787) 773-7600
Website www.vaprfcu.com/
Asset Quality VAPR Federal Credit Union
Guaynabo, PR
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1-Year Asset Growth 10.66%
5-Year Asset Growth 6.02%
5-Year Charge-Offs to Average Loans 0.49%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.24%
Non-Performing Loans to Loans 0.14%
Balance Sheet VAPR Federal Credit Union
Guaynabo, PR
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Total Assets 291.25M
Total Deposits 263.64M
Capital and Reserves VAPR Federal Credit Union
Guaynabo, PR
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Capital 26.48M
Leverage Ratio 10.10
Loan Loss Reserves to Loans 1.97%
Liquidity VAPR Federal Credit Union
Guaynabo, PR
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Hot Money Ratio 17.27%
Liquidity Ratio 21.08%
Profitability VAPR Federal Credit Union
Guaynabo, PR
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5-Year Return on Average Assets 0.75%
Net Income 2.18M
Net Interest Spread 4.57%
Operating Profit to Average Assets 2.24%
Overhead Efficiency Ratio 62.57%
Return on Assets 1.53%
Return on Equity 17.48%