A
Nephi Western Employees Federal Credit Union
NephiUT
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Nephi Western Employees Federal Credit Union
Nephi, UT
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 9.80
Stability Index 8.00
Company Info Nephi Western Employees Federal Credit Union
Nephi, UT
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NCUA Charter Number 1544
Phone Number (435) 623-1895
Website www.nephicreditunion.com
Asset Quality Nephi Western Employees Federal Credit Union
Nephi, UT
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1-Year Asset Growth 4.05%
5-Year Asset Growth 5.55%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.46%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Nephi Western Employees Federal Credit Union
Nephi, UT
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Total Assets 45.01M
Total Deposits 29.51M
Capital and Reserves Nephi Western Employees Federal Credit Union
Nephi, UT
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Capital 15.33M
Leverage Ratio 34.06
Loan Loss Reserves to Loans 0.73%
Liquidity Nephi Western Employees Federal Credit Union
Nephi, UT
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Hot Money Ratio 0.00%
Liquidity Ratio 43.47%
Profitability Nephi Western Employees Federal Credit Union
Nephi, UT
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5-Year Return on Average Assets 1.54%
Net Income 308.00K
Net Interest Spread 3.90%
Operating Profit to Average Assets 1.74%
Overhead Efficiency Ratio 55.67%
Return on Assets 1.38%
Return on Equity 4.06%