D
Cadets Federal Credit Union
ElmaNY
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cadets Federal Credit Union
Elma, NY
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Rating D
Asset Quality Index 6.40
Capitalization Index 5.80
Liquidity Index 4.90
Profitability Index 2.30
Stability Index 4.10
Company Info Cadets Federal Credit Union
Elma, NY
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NCUA Charter Number 1545
Phone Number (716) 771-3434
Website www.cadetsfcu.com
Asset Quality Cadets Federal Credit Union
Elma, NY
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1-Year Asset Growth 1.07%
5-Year Asset Growth 6.91%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 9.27%
Non-Performing Loans to Loans 1.35%
Balance Sheet Cadets Federal Credit Union
Elma, NY
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Total Assets 18.72M
Total Deposits 17.16M
Capital and Reserves Cadets Federal Credit Union
Elma, NY
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Capital 1.54M
Leverage Ratio 8.20
Loan Loss Reserves to Loans 0.93%
Liquidity Cadets Federal Credit Union
Elma, NY
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Hot Money Ratio 22.04%
Liquidity Ratio 36.12%
Profitability Cadets Federal Credit Union
Elma, NY
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5-Year Return on Average Assets 0.44%
Net Income -17.00K
Net Interest Spread 3.68%
Operating Profit to Average Assets 0.30%
Overhead Efficiency Ratio 91.52%
Return on Assets -0.36%
Return on Equity -4.41%