B
Northern Hills Federal Credit Union
SturgisSD
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northern Hills Federal Credit Union
Sturgis, SD
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Rating B
Asset Quality Index 8.40
Capitalization Index 8.00
Liquidity Index 2.00
Profitability Index 8.50
Stability Index 5.70
Company Info Northern Hills Federal Credit Union
Sturgis, SD
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NCUA Charter Number 1551
Phone Number (605) 347-4527
Website www.northernhillsfcu.org
Asset Quality Northern Hills Federal Credit Union
Sturgis, SD
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1-Year Asset Growth 7.62%
5-Year Asset Growth 12.08%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 3.93%
Non-Performing Loans to Loans 0.46%
Balance Sheet Northern Hills Federal Credit Union
Sturgis, SD
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Total Assets 177.35M
Total Deposits 153.00M
Capital and Reserves Northern Hills Federal Credit Union
Sturgis, SD
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Capital 18.05M
Leverage Ratio 10.28
Loan Loss Reserves to Loans 0.46%
Liquidity Northern Hills Federal Credit Union
Sturgis, SD
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Hot Money Ratio 18.28%
Liquidity Ratio 10.60%
Profitability Northern Hills Federal Credit Union
Sturgis, SD
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5-Year Return on Average Assets 0.93%
Net Income 1.49M
Net Interest Spread 4.61%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 72.07%
Return on Assets 1.15%
Return on Equity 11.62%