A
CrossRoads Financial Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
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Return On
Assets
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Capital
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Weiss Ratings CrossRoads Financial Federal Credit Union
Portland, IN
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 10.00
Stability Index 8.10
Company Info CrossRoads Financial Federal Credit Union
Portland, IN
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NCUA Charter Number 1555
Phone Number (260) 726-2142
Website www.crossroadsfcu.org
Asset Quality CrossRoads Financial Federal Credit Union
Portland, IN
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1-Year Asset Growth 6.37%
5-Year Asset Growth 9.29%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.15%
Non-Performing Loans to Loans 0.04%
Balance Sheet CrossRoads Financial Federal Credit Union
Portland, IN
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Total Assets 97.76M
Total Deposits 84.98M
Capital and Reserves CrossRoads Financial Federal Credit Union
Portland, IN
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Capital 12.31M
Leverage Ratio 12.89
Loan Loss Reserves to Loans 0.83%
Liquidity CrossRoads Financial Federal Credit Union
Portland, IN
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Hot Money Ratio 3.61%
Liquidity Ratio 24.16%
Profitability CrossRoads Financial Federal Credit Union
Portland, IN
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5-Year Return on Average Assets 1.41%
Net Income 498.00K
Net Interest Spread 4.51%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 57.05%
Return on Assets 2.12%
Return on Equity 16.56%