C
Monroe County Teachers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.53
Leverage
Ratio
9.69
Return On
Assets
0.62%
Total
Assets
26.87M
Capital
2.56M
Total
Deposits
24.23M
Net
Income
41.00K
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Weiss Ratings Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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Rating C
Asset Quality Index 4.40
Capitalization Index 7.10
Liquidity Index 3.40
Profitability Index 3.90
Stability Index 3.70
Company Info Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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NCUA Charter Number 1562
Phone Number (305) 296-8546
Website www.monroecountyteachersfcu.org
Asset Quality Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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1-Year Asset Growth 5.52%
5-Year Asset Growth 2.70%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 1.31%
Non-Performing Loans to Capital 12.51%
Non-Performing Loans to Loans 1.37%
Balance Sheet Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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Total Assets 26.87M
Total Deposits 24.23M
Capital and Reserves Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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Capital 2.56M
Leverage Ratio 9.69
Loan Loss Reserves to Loans 1.27%
Liquidity Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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Hot Money Ratio 23.14%
Liquidity Ratio 24.21%
Profitability Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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5-Year Return on Average Assets 0.05%
Net Income 41.00K
Net Interest Spread 3.87%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 73.74%
Return on Assets 0.62%
Return on Equity 6.45%