C
Monroe County Teachers Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
9.47
Leverage
Ratio
9.55
Return On
Assets
0.21%
Total
Assets
27.06M
Capital
2.56M
Total
Deposits
24.39M
Net
Income
42.00K
My Lists My Alerts
Weiss Ratings Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 4.80
Capitalization Index 7.00
Liquidity Index 4.10
Profitability Index 1.90
Stability Index 4.50
Company Info Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 1562
Phone Number (305) 296-8546
Website www.monroecountyteachersfcu.org
Asset Quality Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 7.01%
5-Year Asset Growth 2.70%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.63%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 9.38%
Non-Performing Loans to Loans 0.69%
Balance Sheet Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 27.06M
Total Deposits 24.39M
Capital and Reserves Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 2.56M
Leverage Ratio 9.55
Loan Loss Reserves to Loans 1.40%
Liquidity Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 28.12%
Liquidity Ratio 34.90%
Profitability Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.05%
Net Income 42.00K
Net Interest Spread 3.86%
Operating Profit to Average Assets 0.78%
Overhead Efficiency Ratio 81.94%
Return on Assets 0.21%
Return on Equity 2.18%