C
Monroe County Teachers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.68
Leverage
Ratio
9.85
Return On
Assets
0.34%
Total
Assets
26.03M
Capital
2.52M
Total
Deposits
23.40M
Net
Income
86.00K
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Weiss Ratings Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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Rating C
Asset Quality Index 3.80
Capitalization Index 7.30
Liquidity Index 3.10
Profitability Index 3.70
Stability Index 3.70
Company Info Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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NCUA Charter Number 1562
Phone Number (305) 296-8546
Website www.monroecountyteachersfcu.org
Asset Quality Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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1-Year Asset Growth 3.42%
5-Year Asset Growth 2.70%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 1.21%
Non-Performing Loans to Capital 11.34%
Non-Performing Loans to Loans 1.18%
Balance Sheet Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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Total Assets 26.03M
Total Deposits 23.40M
Capital and Reserves Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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Capital 2.52M
Leverage Ratio 9.85
Loan Loss Reserves to Loans 1.21%
Liquidity Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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Hot Money Ratio 23.66%
Liquidity Ratio 20.56%
Profitability Monroe County Teachers Federal Credit Union
Key West, FL 		Click to
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5-Year Return on Average Assets 0.00%
Net Income 86.00K
Net Interest Spread 3.40%
Operating Profit to Average Assets 0.86%
Overhead Efficiency Ratio 80.36%
Return on Assets 0.34%
Return on Equity 3.46%