Galveston School Employees Federal Credit Union

Galveston, TX

Rating Date

May 2024

Net Capital
Ratio

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Total
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Weiss Ratings	Galveston School Employees Federal Credit Union Galveston, TX	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	6.70
Capitalization Index	7.60
Liquidity Index	4.80
Profitability Index	0.30
Stability Index	3.30

Company Info	Galveston School Employees Federal Credit Union Galveston, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1572
Phone Number	(409) 762-4974
Website	gsefcu-dn.financial-net.com/web

Asset Quality	Galveston School Employees Federal Credit Union Galveston, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.28%
5-Year Asset Growth	-3.70%
5-Year Charge-Offs to Average Loans	0.99%
Charge-Offs to Average Loans	0.59%
Non-Performing Assets to Assets	0.30%
Non-Performing Loans to Capital	2.87%
Non-Performing Loans to Loans	0.45%

Balance Sheet	Galveston School Employees Federal Credit Union Galveston, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.68M
Total Deposits	2.35M

Capital and Reserves	Galveston School Employees Federal Credit Union Galveston, TX	Click to Compare	Click to Compare	Click to Compare
Capital	264.00K
Leverage Ratio	9.85
Loan Loss Reserves to Loans	0.84%

Liquidity	Galveston School Employees Federal Credit Union Galveston, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	37.35%

Profitability	Galveston School Employees Federal Credit Union Galveston, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.47%
Net Income	-22.00K
Net Interest Spread	8.13%
Operating Profit to Average Assets	-0.83%
Overhead Efficiency Ratio	105.97%
Return on Assets	-0.83%
Return on Equity	-8.09%