B
Cheney Federal Credit Union
CheneyWA
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cheney Federal Credit Union
Cheney, WA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 10.00
Capitalization Index 7.60
Liquidity Index 2.60
Profitability Index 4.30
Stability Index 5.90
Company Info Cheney Federal Credit Union
Cheney, WA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1574
Phone Number (509) 235-6533
Website cheneyfcu.com
Asset Quality Cheney Federal Credit Union
Cheney, WA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.27%
5-Year Asset Growth 4.78%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.58%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.42%
Non-Performing Loans to Loans 0.24%
Balance Sheet Cheney Federal Credit Union
Cheney, WA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 142.06M
Total Deposits 127.11M
Capital and Reserves Cheney Federal Credit Union
Cheney, WA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 14.02M
Leverage Ratio 9.87
Loan Loss Reserves to Loans 0.18%
Liquidity Cheney Federal Credit Union
Cheney, WA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 9.55%
Liquidity Ratio 16.08%
Profitability Cheney Federal Credit Union
Cheney, WA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.33%
Net Income 614.00K
Net Interest Spread 2.71%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 74.04%
Return on Assets 0.58%
Return on Equity 5.99%