| Weiss Ratings |
Chemcel Federal Credit Union
Bishop, TX |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 7.80 | |||
| Company Info |
Chemcel Federal Credit Union
Bishop, TX |
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| NCUA Charter Number | 1578 | |||
| Phone Number | (361) 584-6246 | |||
| Website | www.chemcel.org | |||
| Asset Quality |
Chemcel Federal Credit Union
Bishop, TX |
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| 1-Year Asset Growth | 9.57% | |||
| 5-Year Asset Growth | 5.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.77% | |||
| Non-Performing Assets to Assets | 0.73% | |||
| Non-Performing Loans to Capital | 5.80% | |||
| Non-Performing Loans to Loans | 1.21% | |||
| Balance Sheet |
Chemcel Federal Credit Union
Bishop, TX |
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| Total Assets | 175.22M | |||
| Total Deposits | 152.74M | |||
| Capital and Reserves |
Chemcel Federal Credit Union
Bishop, TX |
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| Capital | 21.10M | |||
| Leverage Ratio | 12.13 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Liquidity |
Chemcel Federal Credit Union
Bishop, TX |
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| Hot Money Ratio | 27.02% | |||
| Liquidity Ratio | 27.92% | |||
| Profitability |
Chemcel Federal Credit Union
Bishop, TX |
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| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 1.01M | |||
| Net Interest Spread | 3.97% | |||
| Operating Profit to Average Assets | 1.08% | |||
| Overhead Efficiency Ratio | 74.41% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 6.55% | |||