Liberty Savings Federal Credit Union

Jersey City, NJ

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Liberty Savings Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	6.50
Capitalization Index	10.00
Liquidity Index	4.40
Profitability Index	3.90
Stability Index	6.70

Company Info	Liberty Savings Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1589
Phone Number	(201) 659-3900
Website	www.lsfcu.org

Asset Quality	Liberty Savings Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.65%
5-Year Asset Growth	7.34%
5-Year Charge-Offs to Average Loans	1.28%
Charge-Offs to Average Loans	1.43%
Non-Performing Assets to Assets	1.51%
Non-Performing Loans to Capital	11.71%
Non-Performing Loans to Loans	2.89%

Balance Sheet	Liberty Savings Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	128.12M
Total Deposits	110.40M

Capital and Reserves	Liberty Savings Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	15.85M
Leverage Ratio	12.37
Loan Loss Reserves to Loans	1.02%

Liquidity	Liberty Savings Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	19.61%

Profitability	Liberty Savings Federal Credit Union Jersey City, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.76%
Net Income	137.00K
Net Interest Spread	5.42%
Operating Profit to Average Assets	0.95%
Overhead Efficiency Ratio	87.07%
Return on Assets	0.43%
Return on Equity	3.47%