B
Granite State Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Granite State Credit Union
Manchester, NH
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.70
Capitalization Index 6.70
Liquidity Index 3.70
Profitability Index 8.10
Stability Index 7.00
Company Info Granite State Credit Union
Manchester, NH
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 159
Phone Number (603) 668-2221
Website www.gscu.org
Asset Quality Granite State Credit Union
Manchester, NH
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.93%
5-Year Asset Growth 10.97%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.61%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 6.16%
Non-Performing Loans to Loans 0.80%
Balance Sheet Granite State Credit Union
Manchester, NH
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 698.76M
Total Deposits 629.42M
Capital and Reserves Granite State Credit Union
Manchester, NH
Click to
Compare
Click to
Compare
Click to
Compare
Capital 63.71M
Leverage Ratio 9.30
Loan Loss Reserves to Loans 0.68%
Liquidity Granite State Credit Union
Manchester, NH
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.59%
Liquidity Ratio 21.71%
Profitability Granite State Credit Union
Manchester, NH
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.89%
Net Income 5.60M
Net Interest Spread 5.82%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 76.67%
Return on Assets 1.05%
Return on Equity 12.34%