B
Granite State Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Granite State Credit Union
Manchester, NH
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Rating B
Asset Quality Index 7.80
Capitalization Index 5.90
Liquidity Index 4.40
Profitability Index 7.10
Stability Index 6.80
Company Info Granite State Credit Union
Manchester, NH
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NCUA Charter Number 159
Phone Number (603) 668-2221
Website www.gscu.org
Asset Quality Granite State Credit Union
Manchester, NH
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1-Year Asset Growth 5.91%
5-Year Asset Growth 10.97%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 5.11%
Non-Performing Loans to Loans 0.66%
Balance Sheet Granite State Credit Union
Manchester, NH
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Total Assets 716.93M
Total Deposits 653.11M
Capital and Reserves Granite State Credit Union
Manchester, NH
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Capital 59.33M
Leverage Ratio 8.55
Loan Loss Reserves to Loans 0.80%
Liquidity Granite State Credit Union
Manchester, NH
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Hot Money Ratio 12.72%
Liquidity Ratio 26.57%
Profitability Granite State Credit Union
Manchester, NH
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5-Year Return on Average Assets 0.89%
Net Income 1.85M
Net Interest Spread 5.54%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 76.67%
Return on Assets 1.04%
Return on Equity 12.67%