| Weiss Ratings |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 9.20 | |||
| Company Info |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| NCUA Charter Number | 1591 | |||
| Phone Number | (231) 347-8480 | |||
| Website | www.stfranciscu.org | |||
| Asset Quality |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| 1-Year Asset Growth | 6.21% | |||
| 5-Year Asset Growth | 9.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.08% | |||
| Non-Performing Loans to Loans | 0.02% | |||
| Balance Sheet |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| Total Assets | 250.39M | |||
| Total Deposits | 215.50M | |||
| Capital and Reserves |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| Capital | 34.13M | |||
| Leverage Ratio | 13.63 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Liquidity |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| Hot Money Ratio | 22.03% | |||
| Liquidity Ratio | 22.83% | |||
| Profitability |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 1.15M | |||
| Net Interest Spread | 2.97% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 71.24% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 6.84% | |||