| Weiss Ratings |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 9.20 | |||
| Company Info |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| NCUA Charter Number | 1591 | |||
| Phone Number | (231) 347-8480 | |||
| Website | www.stfranciscu.org | |||
| Asset Quality |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| 1-Year Asset Growth | 8.42% | |||
| 5-Year Asset Growth | 9.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.39% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| Total Assets | 259.85M | |||
| Total Deposits | 224.15M | |||
| Capital and Reserves |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| Capital | 34.82M | |||
| Leverage Ratio | 13.40 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Liquidity |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| Hot Money Ratio | 23.38% | |||
| Liquidity Ratio | 25.71% | |||
| Profitability |
Saint Francis X Federal Credit Union
Petoskey, MI |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 1.89M | |||
| Net Interest Spread | 3.06% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 70.29% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 7.43% | |||