B
United Business & Industry Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
9.90
Leverage
Ratio
9.90
Return On
Assets
1.28%
Total
Assets
129.46M
Capital
12.81M
Total
Deposits
115.65M
Net
Income
410.00K
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Weiss Ratings United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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Rating B
Asset Quality Index 8.00
Capitalization Index 7.60
Liquidity Index 2.40
Profitability Index 8.80
Stability Index 5.70
Company Info United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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NCUA Charter Number 1593
Phone Number (860) 747-4152
Website www.ubifcu.com
Asset Quality United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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1-Year Asset Growth 0.04%
5-Year Asset Growth 3.90%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 3.09%
Non-Performing Loans to Loans 0.38%
Balance Sheet United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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Total Assets 129.46M
Total Deposits 115.65M
Capital and Reserves United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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Capital 12.81M
Leverage Ratio 9.90
Loan Loss Reserves to Loans 0.40%
Liquidity United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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Hot Money Ratio 10.20%
Liquidity Ratio 10.08%
Profitability United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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5-Year Return on Average Assets 0.56%
Net Income 410.00K
Net Interest Spread 4.17%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 65.26%
Return on Assets 1.28%
Return on Equity 13.01%