United Business & Industry Federal Credit Union

Plainville, CT

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	United Business & Industry Federal Credit Union Plainville, CT	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.30
Capitalization Index	8.40
Liquidity Index	2.10
Profitability Index	8.50
Stability Index	5.70

Company Info	United Business & Industry Federal Credit Union Plainville, CT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1593
Phone Number	(860) 747-4152
Website	www.ubifcu.com

Asset Quality	United Business & Industry Federal Credit Union Plainville, CT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	5.16%
5-Year Asset Growth	4.43%
5-Year Charge-Offs to Average Loans	0.18%
Charge-Offs to Average Loans	0.26%
Non-Performing Assets to Assets	0.31%
Non-Performing Loans to Capital	2.85%
Non-Performing Loans to Loans	0.36%

Balance Sheet	United Business & Industry Federal Credit Union Plainville, CT	Click to Compare	Click to Compare	Click to Compare
Total Assets	136.14M
Total Deposits	121.10M

Capital and Reserves	United Business & Industry Federal Credit Union Plainville, CT	Click to Compare	Click to Compare	Click to Compare
Capital	14.19M
Leverage Ratio	10.42
Loan Loss Reserves to Loans	0.61%

Liquidity	United Business & Industry Federal Credit Union Plainville, CT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.12%
Liquidity Ratio	9.91%

Profitability	United Business & Industry Federal Credit Union Plainville, CT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.74%
Net Income	389.00K
Net Interest Spread	4.44%
Operating Profit to Average Assets	1.50%
Overhead Efficiency Ratio	66.29%
Return on Assets	1.15%
Return on Equity	11.12%