B
United Business & Industry Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
11.16
Leverage
Ratio
11.15
Return On
Assets
1.16%
Total
Assets
134.24M
Capital
14.98M
Total
Deposits
118.32M
Net
Income
1.18M
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Weiss Ratings United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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Rating B
Asset Quality Index 9.00
Capitalization Index 9.40
Liquidity Index 1.30
Profitability Index 9.60
Stability Index 4.30
Company Info United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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NCUA Charter Number 1593
Phone Number (860) 747-4152
Website www.ubifcu.com
Asset Quality United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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1-Year Asset Growth 3.04%
5-Year Asset Growth 4.43%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.29%
Non-Performing Loans to Loans 0.17%
Balance Sheet United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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Total Assets 134.24M
Total Deposits 118.32M
Capital and Reserves United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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Capital 14.98M
Leverage Ratio 11.15
Loan Loss Reserves to Loans 0.70%
Liquidity United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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Hot Money Ratio 13.70%
Liquidity Ratio 4.58%
Profitability United Business & Industry Federal Credit Union
Plainville, CT 		Click to
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5-Year Return on Average Assets 0.74%
Net Income 1.18M
Net Interest Spread 4.63%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 65.18%
Return on Assets 1.16%
Return on Equity 10.91%