American Heritage Federal Credit Union

Weiss Ratings	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	5.60
Capitalization Index	4.90
Liquidity Index	2.60
Profitability Index	6.50
Stability Index	5.60

Company Info	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	16
Phone Number	(215) 969-0777
Website	www.americanheritagecu.org

Asset Quality	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	6.00%
5-Year Asset Growth	14.55%
5-Year Charge-Offs to Average Loans	0.23%
Charge-Offs to Average Loans	0.54%
Non-Performing Assets to Assets	1.10%
Non-Performing Loans to Capital	12.98%
Non-Performing Loans to Loans	1.30%

Balance Sheet	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	4.75B
Total Deposits	3.61B

Capital and Reserves	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Capital	350.41M
Leverage Ratio	8.39
Loan Loss Reserves to Loans	1.32%

Liquidity	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	16.30%
Liquidity Ratio	18.41%

Profitability	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.04%
Net Income	40.02M
Net Interest Spread	3.62%
Operating Profit to Average Assets	0.85%
Overhead Efficiency Ratio	69.80%
Return on Assets	0.86%
Return on Equity	11.25%