American Heritage Federal Credit Union

Philadelphia, PA

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.70
Capitalization Index	5.00
Liquidity Index	3.30
Profitability Index	3.50
Stability Index	5.40

Company Info	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	16
Phone Number	(215) 969-0777
Website	www.americanheritagecu.org

Asset Quality	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.61%
5-Year Asset Growth	12.97%
5-Year Charge-Offs to Average Loans	0.35%
Charge-Offs to Average Loans	0.78%
Non-Performing Assets to Assets	0.85%
Non-Performing Loans to Capital	10.15%
Non-Performing Loans to Loans	1.12%

Balance Sheet	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.04B
Total Deposits	3.96B

Capital and Reserves	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Capital	386.38M
Leverage Ratio	8.28
Loan Loss Reserves to Loans	1.30%

Liquidity	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	17.63%
Liquidity Ratio	22.81%

Profitability	American Heritage Federal Credit Union Philadelphia, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.99%
Net Income	4.94M
Net Interest Spread	3.34%
Operating Profit to Average Assets	0.95%
Overhead Efficiency Ratio	73.91%
Return on Assets	0.39%
Return on Equity	5.16%