C
Copper State Credit Union
PhoenixAZ
Rating Date
September 2025
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Major Rating Factors: Fair current capitalization (4.1 on a scale of 0 to 10) based on a net capital to total assets of 6.4 and a net worth ratio of 0.0. Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.3 has resulted in Fair (3.5) profitability.
Other Rating Factors: A current level of 9.6 percent of nonperforming loans to core capital contributes to the Good asset quality (6.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Asset Mix: Consumer loans (23%), home mtgs (15%), other (62%)
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Corporate Info
Address
15458 North 28th Avenue
Phoenix, AZ 85053
Phone Number
(623) 580-6000
NCUA Charter Number