C
Guardian Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Guardian Credit Union
Oak Creek, WI
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Rating C
Asset Quality Index 9.30
Capitalization Index 5.40
Liquidity Index 3.90
Profitability Index 6.10
Stability Index 4.50
Company Info Guardian Credit Union
Oak Creek, WI
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NCUA Charter Number 161
Phone Number (414) 546-7450
Website www.guardiancu.org
Asset Quality Guardian Credit Union
Oak Creek, WI
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1-Year Asset Growth -1.73%
5-Year Asset Growth 5.30%
5-Year Charge-Offs to Average Loans 0.41%
Charge-Offs to Average Loans 0.54%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 3.15%
Non-Performing Loans to Loans 0.44%
Balance Sheet Guardian Credit Union
Oak Creek, WI
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Total Assets 292.89M
Total Deposits 259.59M
Capital and Reserves Guardian Credit Union
Oak Creek, WI
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Capital 22.76M
Leverage Ratio 10.22
Loan Loss Reserves to Loans 1.00%
Liquidity Guardian Credit Union
Oak Creek, WI
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Hot Money Ratio 1.81%
Liquidity Ratio 17.63%
Profitability Guardian Credit Union
Oak Creek, WI
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5-Year Return on Average Assets 0.64%
Net Income 549.00K
Net Interest Spread 4.45%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 77.58%
Return on Assets 0.76%
Return on Equity 9.77%