| Weiss Ratings |
Guardian Credit Union
Oak Creek, WI |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 4.50 | |||
| Company Info |
Guardian Credit Union
Oak Creek, WI |
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| NCUA Charter Number | 161 | |||
| Phone Number | (414) 546-7450 | |||
| Website | www.guardiancu.org | |||
| Asset Quality |
Guardian Credit Union
Oak Creek, WI |
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| 1-Year Asset Growth | -2.30% | |||
| 5-Year Asset Growth | 5.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 2.92% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
Guardian Credit Union
Oak Creek, WI |
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| Total Assets | 291.76M | |||
| Total Deposits | 258.06M | |||
| Capital and Reserves |
Guardian Credit Union
Oak Creek, WI |
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| Capital | 23.22M | |||
| Leverage Ratio | 10.42 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Liquidity |
Guardian Credit Union
Oak Creek, WI |
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| Hot Money Ratio | 1.65% | |||
| Liquidity Ratio | 17.75% | |||
| Profitability |
Guardian Credit Union
Oak Creek, WI |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 1.01M | |||
| Net Interest Spread | 4.51% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 79.34% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 8.90% | |||