| Weiss Ratings |
Straits Area Federal Credit Union
Cheboygan, MI |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 6.60 | |||
| Company Info |
Straits Area Federal Credit Union
Cheboygan, MI |
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| NCUA Charter Number | 1623 | |||
| Phone Number | (231) 627-3145 | |||
| Website | www.mi-safcu.org | |||
| Asset Quality |
Straits Area Federal Credit Union
Cheboygan, MI |
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| 1-Year Asset Growth | 8.03% | |||
| 5-Year Asset Growth | 6.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.91% | |||
| Non-Performing Loans to Capital | 9.51% | |||
| Non-Performing Loans to Loans | 2.34% | |||
| Balance Sheet |
Straits Area Federal Credit Union
Cheboygan, MI |
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| Total Assets | 125.29M | |||
| Total Deposits | 110.25M | |||
| Capital and Reserves |
Straits Area Federal Credit Union
Cheboygan, MI |
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| Capital | 13.31M | |||
| Leverage Ratio | 10.98 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Straits Area Federal Credit Union
Cheboygan, MI |
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| Hot Money Ratio | 10.68% | |||
| Liquidity Ratio | 31.32% | |||
| Profitability |
Straits Area Federal Credit Union
Cheboygan, MI |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 590.00K | |||
| Net Interest Spread | 4.57% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 80.25% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 9.25% | |||