| Weiss Ratings |
Straits Area Federal Credit Union
Cheboygan, MI |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 5.90 | |||
| Company Info |
Straits Area Federal Credit Union
Cheboygan, MI |
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| NCUA Charter Number | 1623 | |||
| Phone Number | (231) 627-3145 | |||
| Website | www.mi-safcu.org | |||
| Asset Quality |
Straits Area Federal Credit Union
Cheboygan, MI |
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| 1-Year Asset Growth | -0.65% | |||
| 5-Year Asset Growth | 5.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.50% | |||
| Non-Performing Assets to Assets | 0.94% | |||
| Non-Performing Loans to Capital | 10.06% | |||
| Non-Performing Loans to Loans | 2.07% | |||
| Balance Sheet |
Straits Area Federal Credit Union
Cheboygan, MI |
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| Total Assets | 115.26M | |||
| Total Deposits | 103.61M | |||
| Capital and Reserves |
Straits Area Federal Credit Union
Cheboygan, MI |
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| Capital | 10.36M | |||
| Leverage Ratio | 10.73 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Liquidity |
Straits Area Federal Credit Union
Cheboygan, MI |
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| Hot Money Ratio | 5.83% | |||
| Liquidity Ratio | 27.28% | |||
| Profitability |
Straits Area Federal Credit Union
Cheboygan, MI |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 284.00K | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 77.36% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 11.23% | |||