Molokai Community Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 18.5 and a net worth ratio of 18.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.3 on a scale of 0 to 10).
Other Rating Factors:
Good liquidity 6.4, driven by a liquidity ratio of 53.5 percent and a “hot money” ratio of 0.0 percent. A current level of 8.8 percent of nonperforming loans to core capital contributes to the Good asset quality (6.4).
Asset Mix:
Home mtgs (19%), consumer loans (16%), securities (11%), other (54%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
135 Puali Place
Kaunakakai, HI 96748
Kaunakakai, HI 96748
Phone Number
(808) 553-5328
NCUA Charter Number
Largest Competitors
Honolulu, HI
Honolulu, HI
Honolulu, HI
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Hilo, HI