A
Molokai Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
16.83
Leverage
Ratio
17.10
Return On
Assets
3.28%
Total
Assets
36.50M
Capital
6.14M
Total
Deposits
29.75M
Net
Income
300.00K
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Weiss Ratings Molokai Community Federal Credit Union
Kaunakakai, HI 		Click to
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 6.30
Profitability Index 9.80
Stability Index 8.00
Company Info Molokai Community Federal Credit Union
Kaunakakai, HI 		Click to
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NCUA Charter Number 1624
Phone Number (808) 553-5328
Website www.molokaicommunityfcu.com
Asset Quality Molokai Community Federal Credit Union
Kaunakakai, HI 		Click to
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1-Year Asset Growth -1.42%
5-Year Asset Growth 6.42%
5-Year Charge-Offs to Average Loans 0.60%
Charge-Offs to Average Loans -0.31%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.36%
Non-Performing Loans to Loans 0.54%
Balance Sheet Molokai Community Federal Credit Union
Kaunakakai, HI 		Click to
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Total Assets 36.50M
Total Deposits 29.75M
Capital and Reserves Molokai Community Federal Credit Union
Kaunakakai, HI 		Click to
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Capital 6.14M
Leverage Ratio 17.10
Loan Loss Reserves to Loans 2.43%
Liquidity Molokai Community Federal Credit Union
Kaunakakai, HI 		Click to
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Hot Money Ratio 0.40%
Liquidity Ratio 50.27%
Profitability Molokai Community Federal Credit Union
Kaunakakai, HI 		Click to
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5-Year Return on Average Assets 1.87%
Net Income 300.00K
Net Interest Spread 6.05%
Operating Profit to Average Assets 2.65%
Overhead Efficiency Ratio 61.49%
Return on Assets 3.28%
Return on Equity 20.02%