D
Gulf Coast Federal Credit Union
MobileAL
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gulf Coast Federal Credit Union
Mobile, AL
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Rating D
Asset Quality Index 5.90
Capitalization Index 4.50
Liquidity Index 5.60
Profitability Index 0.00
Stability Index 2.00
Company Info Gulf Coast Federal Credit Union
Mobile, AL
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NCUA Charter Number 1629
Phone Number (251) 438-7464
Website www.gulfcoastfcu.org
Asset Quality Gulf Coast Federal Credit Union
Mobile, AL
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1-Year Asset Growth -15.11%
5-Year Asset Growth 9.51%
5-Year Charge-Offs to Average Loans 0.62%
Charge-Offs to Average Loans 3.05%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 9.09%
Non-Performing Loans to Loans 1.49%
Balance Sheet Gulf Coast Federal Credit Union
Mobile, AL
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Total Assets 50.66M
Total Deposits 46.68M
Capital and Reserves Gulf Coast Federal Credit Union
Mobile, AL
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Capital 3.48M
Leverage Ratio 8.41
Loan Loss Reserves to Loans 0.08%
Liquidity Gulf Coast Federal Credit Union
Mobile, AL
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Hot Money Ratio 1.20%
Liquidity Ratio 24.08%
Profitability Gulf Coast Federal Credit Union
Mobile, AL
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5-Year Return on Average Assets -0.35%
Net Income -209.00K
Net Interest Spread 1.73%
Operating Profit to Average Assets -1.69%
Overhead Efficiency Ratio 160.76%
Return on Assets -1.64%
Return on Equity -23.12%