| Weiss Ratings |
Gulf Coast Federal Credit Union
Mobile, AL |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 4.00 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 0.20 | |||
| Stability Index | 0.90 | |||
| Company Info |
Gulf Coast Federal Credit Union
Mobile, AL |
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| NCUA Charter Number | 1629 | |||
| Phone Number | (251) 438-7464 | |||
| Website | www.gulfcoastfcu.org | |||
| Asset Quality |
Gulf Coast Federal Credit Union
Mobile, AL |
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| 1-Year Asset Growth | -13.14% | |||
| 5-Year Asset Growth | 1.24% | |||
| 5-Year Charge-Offs to Average Loans | 0.79% | |||
| Charge-Offs to Average Loans | 1.35% | |||
| Non-Performing Assets to Assets | 1.05% | |||
| Non-Performing Loans to Capital | 15.24% | |||
| Non-Performing Loans to Loans | 2.33% | |||
| Balance Sheet |
Gulf Coast Federal Credit Union
Mobile, AL |
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| Total Assets | 44.00M | |||
| Total Deposits | 40.91M | |||
| Capital and Reserves |
Gulf Coast Federal Credit Union
Mobile, AL |
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| Capital | 2.77M | |||
| Leverage Ratio | 7.44 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Liquidity |
Gulf Coast Federal Credit Union
Mobile, AL |
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| Hot Money Ratio | 1.42% | |||
| Liquidity Ratio | 26.18% | |||
| Profitability |
Gulf Coast Federal Credit Union
Mobile, AL |
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| 5-Year Return on Average Assets | -0.77% | |||
| Net Income | -137.00K | |||
| Net Interest Spread | 4.54% | |||
| Operating Profit to Average Assets | -0.70% | |||
| Overhead Efficiency Ratio | 110.79% | |||
| Return on Assets | -1.26% | |||
| Return on Equity | -19.79% | |||