| Weiss Ratings |
Harris County Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 8.00 | |||
| Company Info |
Harris County Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1637 | |||
| Phone Number | (713) 755-5160 | |||
| Website | www.hcfcu.com | |||
| Asset Quality |
Harris County Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.31% | |||
| 5-Year Asset Growth | 4.92% | |||
| 5-Year Charge-Offs to Average Loans | 0.59% | |||
| Charge-Offs to Average Loans | 0.98% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 3.55% | |||
| Non-Performing Loans to Loans | 1.24% | |||
| Balance Sheet |
Harris County Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 205.89M | |||
| Total Deposits | 162.36M | |||
| Capital and Reserves |
Harris County Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 40.13M | |||
| Leverage Ratio | 20.51 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Liquidity |
Harris County Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 5.23% | |||
| Liquidity Ratio | 29.41% | |||
| Profitability |
Harris County Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.52% | |||
| Net Income | 817.00K | |||
| Net Interest Spread | 4.74% | |||
| Operating Profit to Average Assets | 2.18% | |||
| Overhead Efficiency Ratio | 56.79% | |||
| Return on Assets | 1.60% | |||
| Return on Equity | 8.23% | |||