| Weiss Ratings |
Harris County Federal Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
Harris County Federal Credit Union
Houston, TX |
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| NCUA Charter Number | 1637 | |||
| Phone Number | (713) 755-5160 | |||
| Website | www.hcfcu.com | |||
| Asset Quality |
Harris County Federal Credit Union
Houston, TX |
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| 1-Year Asset Growth | 2.67% | |||
| 5-Year Asset Growth | 4.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.63% | |||
| Charge-Offs to Average Loans | 0.93% | |||
| Non-Performing Assets to Assets | 0.69% | |||
| Non-Performing Loans to Capital | 3.27% | |||
| Non-Performing Loans to Loans | 1.27% | |||
| Balance Sheet |
Harris County Federal Credit Union
Houston, TX |
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| Total Assets | 213.54M | |||
| Total Deposits | 166.00M | |||
| Capital and Reserves |
Harris County Federal Credit Union
Houston, TX |
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| Capital | 45.65M | |||
| Leverage Ratio | 21.95 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
Harris County Federal Credit Union
Houston, TX |
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| Hot Money Ratio | 6.94% | |||
| Liquidity Ratio | 31.89% | |||
| Profitability |
Harris County Federal Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 1.56% | |||
| Net Income | 2.52M | |||
| Net Interest Spread | 5.37% | |||
| Operating Profit to Average Assets | 3.01% | |||
| Overhead Efficiency Ratio | 53.66% | |||
| Return on Assets | 2.38% | |||
| Return on Equity | 11.26% | |||