D
InRoads Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings InRoads Federal Credit Union
Saint Helens, OR
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Rating D
Asset Quality Index 5.80
Capitalization Index 4.20
Liquidity Index 2.60
Profitability Index 1.40
Stability Index 2.70
Company Info InRoads Federal Credit Union
Saint Helens, OR
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NCUA Charter Number 165
Phone Number (503) 397-2376
Website www.inroadscu.org
Asset Quality InRoads Federal Credit Union
Saint Helens, OR
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1-Year Asset Growth -7.65%
5-Year Asset Growth 7.82%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 1.24%
Non-Performing Loans to Capital 17.76%
Non-Performing Loans to Loans 1.63%
Balance Sheet InRoads Federal Credit Union
Saint Helens, OR
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Total Assets 350.14M
Total Deposits 304.79M
Capital and Reserves InRoads Federal Credit Union
Saint Helens, OR
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Capital 22.87M
Leverage Ratio 8.20
Loan Loss Reserves to Loans 0.62%
Liquidity InRoads Federal Credit Union
Saint Helens, OR
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Hot Money Ratio 11.52%
Liquidity Ratio 12.41%
Profitability InRoads Federal Credit Union
Saint Helens, OR
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5-Year Return on Average Assets 0.44%
Net Income -406.00K
Net Interest Spread 3.84%
Operating Profit to Average Assets -0.30%
Overhead Efficiency Ratio 106.65%
Return on Assets -0.46%
Return on Equity -7.16%