Sunflower Community Federal Credit Union
Major Rating Factors:
A current level of 20.5 percent of nonperforming loans to core capital contributes to the Weak asset quality (2.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.6, driven by a liquidity ratio of 21.3 percent and a “hot money” ratio of 15.4 percent. Good current capitalization (5.7 on a scale of 0 to 10) based on a net capital to total assets of 8.0 and a net worth ratio of 8.1.
Asset Mix:
Consumer loans (53%), home mtgs (16%), comm loans (0%), other (31%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
407 Broadway
Marysville, KS 66508
Marysville, KS 66508
Phone Number
(785) 562-3741
NCUA Charter Number
Website
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