Sunflower Community Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.7 on a scale of 0 to 10). A current level of 16.7 percent of nonperforming loans to core capital combined with 20.2 percent from a year earlier contributes to the Fair asset quality (3.1).
Other Rating Factors:
Fair liquidity 3.8, driven by a liquidity ratio of 22.8 percent and a “hot money” ratio of 18.5 percent. Good current capitalization (5.2 on a scale of 0 to 10) based on a net capital to total assets of 7.5 and a net worth ratio of 0.0.
Asset Mix:
Consumer loans (51%), home mtgs (15%), other (34%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
407 Broadway
Marysville, KS 66508
Marysville, KS 66508
Phone Number
(785) 562-3741
NCUA Charter Number
Website
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