B
Ozark Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ozark Federal Credit Union
Poplar Bluff, MO
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Rating B
Asset Quality Index 9.80
Capitalization Index 8.90
Liquidity Index 3.30
Profitability Index 10.00
Stability Index 7.00
Company Info Ozark Federal Credit Union
Poplar Bluff, MO
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NCUA Charter Number 1654
Phone Number (573) 686-7221
Website www.ozarkfcu.com
Asset Quality Ozark Federal Credit Union
Poplar Bluff, MO
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1-Year Asset Growth 9.76%
5-Year Asset Growth 11.30%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.41%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.01%
Non-Performing Loans to Loans 0.31%
Balance Sheet Ozark Federal Credit Union
Poplar Bluff, MO
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Total Assets 119.24M
Total Deposits 104.88M
Capital and Reserves Ozark Federal Credit Union
Poplar Bluff, MO
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Capital 12.84M
Leverage Ratio 10.98
Loan Loss Reserves to Loans 0.55%
Liquidity Ozark Federal Credit Union
Poplar Bluff, MO
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Hot Money Ratio 12.92%
Liquidity Ratio 22.87%
Profitability Ozark Federal Credit Union
Poplar Bluff, MO
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5-Year Return on Average Assets 1.20%
Net Income 813.00K
Net Interest Spread 5.56%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 72.89%
Return on Assets 1.42%
Return on Equity 13.11%