B
Ozark Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ozark Federal Credit Union
Poplar Bluff, MO
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Rating B
Asset Quality Index 8.60
Capitalization Index 8.90
Liquidity Index 2.90
Profitability Index 9.70
Stability Index 6.30
Company Info Ozark Federal Credit Union
Poplar Bluff, MO
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NCUA Charter Number 1654
Phone Number (573) 686-7221
Website www.ozarkfcu.com
Asset Quality Ozark Federal Credit Union
Poplar Bluff, MO
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1-Year Asset Growth 7.17%
5-Year Asset Growth 11.30%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 3.74%
Non-Performing Loans to Loans 0.56%
Balance Sheet Ozark Federal Credit Union
Poplar Bluff, MO
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Total Assets 114.64M
Total Deposits 101.18M
Capital and Reserves Ozark Federal Credit Union
Poplar Bluff, MO
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Capital 12.38M
Leverage Ratio 11.01
Loan Loss Reserves to Loans 0.55%
Liquidity Ozark Federal Credit Union
Poplar Bluff, MO
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Hot Money Ratio 20.54%
Liquidity Ratio 20.56%
Profitability Ozark Federal Credit Union
Poplar Bluff, MO
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5-Year Return on Average Assets 1.20%
Net Income 348.00K
Net Interest Spread 5.43%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 74.61%
Return on Assets 1.24%
Return on Equity 11.41%